According to some experts, credit cards are one of the 10 items worth owning under $200 to save time and money.
For example, if you often shop, users should prioritize opening a card with a high refund rate, good installment incentives, linking to many stores or e-commerce platforms… At VIB, card lines specializing in purchasing
If you are passionate about traveling or often go on business trips, the suitable credit card line is a high limit, low foreign exchange transaction fee, comes with a free business lounge program, and accumulate airline miles.
Credit cards have many refund and discount benefits for users.
Next, cardholders should take advantage of the interest-free period – the number of days they spend via the card and repay money to the bank without being charged fees or interest.
For example, the Online Plus 2in1 card has a limit of 40 million VND, users can spend from January 27 to February 27 (each statement period is 30 days);
MyVIB application helps manage expenses.
Another piece of advice: be disciplined with your spending and pay your balance on time.
Many experts emphasize that users can save big on purchases by taking advantage of cashback, card incentives and gift vouchers.
Particularly at VIB, just by opening a card before March 31, users can enjoy three cashback incentives at the same time.
The bank launches many other incentives such as: Mastercard Travel Rewards 20% extra cashback at more than 400 brands and 20 duty-free stores around the world (applicable to 31).
In addition, the `Unlock Privilege 3.0` program for VIB cardholders offers up to 25% discount on cuisine at high-end hotels (Renaissance Riverside Saigon, InterContinental Saigon, New World Saigon…) and free main dishes at
Readers open a credit card here to spend and enjoy incentives from the bank.