Ha, a second-year student at a university in Ho Chi Minh City who is selling motorbike insurance `on the street` on Dien Bien Phu Street, District 3, said that he is from a small province and has a tight economy.
According to Ha, she is paid a commission on the total selling fee for the month.
Some other friends said that they can sell and enjoy discounts on the same day.
Selling motorbike insurance is flourishing on the sidewalks at low prices.
Besides selling on the sidewalk, many people often bring it into university evening classes to offer.
Many insurance agents are now also advertising online, or posting recruitment notices quite loudly, with priority given to students and proactive time.
The situation of rapid, widespread and uncontrolled development has limited the consulting quality of the insurance sales team. Many people say that selling motorbike insurance is now easier than selling vegetables and fish.
Most of these `street` motorbike insurance sales programs use the `buy 1 year, get 1 year free` promotion.
Ms. Hue, a customer buying motorbike insurance at a street vendor on Dien Bien Phu Street, District 3, wondered if the low price would affect the insurance value if an incident occurred. The seller only
In fact, the Ministry of Finance stipulates that the price of civil liability insurance for motorbike owners is 66,000 VND per year.
In addition, to implement Decree 103 of the Government on compulsory insurance for civil liability of motor vehicle owners, the Ministry of Finance has issued circulars 126, 103,151.
Decree 103 also stipulates a fine of 50 million VND for insurance enterprises, general directors, directors, chief accountants and related persons of insurance enterprises who violate this regulation.
Faced with the fact that insurance prices are too cheap compared to the actual face value, most insurance company leaders affirm that this promotion is not the company’s policy.
However, this representative admitted that in the process of developing a fast and wide dealer network, the management of the dealer system still has many shortcomings, leading to spontaneous dealer activities that the company
`Foreseeing violations of these regulations, we have issued internal instructions and regulations in agent management and agent training. Based on the signed agent contract,
According to him, in all cases, if an insurance certificate has been issued to the customer and proves that the full premium has been paid, the insurance value guaranteed to the customer is intact.
Regarding the current process of developing the motor insurance sales team, he said that the company always organizes training courses according to regulations and self-organized courses to equip agents with sales and care skills.
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